3ตัวตรงๆผีเรือล่มบ้านขยองเเม่หมอทำพิธีขอตัวเลข
Significant change in the law pertains to the fact that lenders need to own a particular percentage of risk in the mortgages so that they would introduce strict standards and would evade the loopholes which would result in the disintegration of the housing market during hard times such as the financial crisis. However, critics are of the view that with the implementation of this provision, it would become quite hard to get FHA home loans and this would be a further depression in today's housing market.
from: http://ezinearticles.com/?Law-That-Can-Harm-the-Housing-Market&id=6734639
